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Facing financial difficulties is stressful and overwhelming. Not only are you uncertain of what the future may hold, but your way of life is also at stake. Without knowing the options you have before you, it is very likely that you won’t have the resources to make the decisions necessary to benefit your particular set of circumstances.
With financial relief options available such as bankruptcy, more people than ever have access to the option of clearing their slate. With the assistance of a bankruptcy lawyer, you will have the ability to determine your best course of action, and whether or not bankruptcy is right for you. Having legal knowledge on your side will enable you to make educated choices about your financial future so that you can proceed with confidence and clarity.
Attorney Paul Mirabelli is a legal professional that puts his clients of Marlboro, NJ first every time. With over 35 years of experience practicing law, he will do whatever it takes to provide you with the legal insight you need to find practical solutions to your financial problems.
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Over the years, Attorney Paul Mirabelli has cultivated a multidisciplinary approach to law that has greatly informed the counsel he provides for clients pursuing bankruptcy. There are many legal hurdles to overcome when considering bankruptcy, and Attorney Paul Mirabelli has the tools necessary to navigate this financial sphere with skillful understanding.
Deciding to file for bankruptcy is an unnerving, yet important decision to make. However, before you go down this path, it is critical that you understand the different kinds of bankruptcy, and which would best suit your state of affairs.
Chapter 7 bankruptcy involves the sale of the debtor’s non-exempt property in order to pay back the creditors owed. As the most common form of bankruptcy, chapter 7 will enable you to clear away many types of unsecured debts so that you can proceed with a clean slate.
Chapter 11 bankruptcy is usually utilized by companies, so it is crucial to work with a small business bankruptcy attorney to make certain that it is approached correctly. This chapter involves the reorganization of the debtor’s assets, debts, and affairs so that the company can continue to operate while it restructures its obligations.
Commonly referred to as the “wage earner’s plan”, chapter 13 bankruptcy is set up for the debtor to make payments to creditors over the course of 3-5 years. This option works best for individuals who have a consistent income and requires the repayment of a substantial amount of outstanding debts.
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A bankruptcy attorney will be an invaluable resource as you proceed with your bankruptcy plans. Your legal counsel will go over every detail of your financial situation so that you can provide accurate and detailed information on all of your documents. This will help you avoid any mistakes that often lead to unnecessary headaches.
What makes this firm among the best bankruptcy law firms in Marlboro, NJ . . .
No matter what your financial challenges may be, Attorney Paul Mirabelli is prepared to help you overcome them with proven legal methods. Filing for bankruptcy is a complex and arduous process that requires the meticulous attention of an expert. Attorney Paul Mirabelli will make certain that you have access to superior legal counsel so that you can achieve the financial outcomes you deserve.
If you are considering filing for bankruptcy in the Marlboro, NJ area, please do not hesitate to contact Paul N. Mirabelli, Esq. today for an initial consultation.
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