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Call Now For A Personalized Case Evaluation
As the saying goes, "Money comes and goes." How true it is. Money "going" is never as fun as it "coming." Despite what you may think, the law allows for many ways of recovering from a financial setback. Regardless of your setback being a consequence of your own miscalculations or bad decisions, or things at play in the larger economy that affected you negatively, you may be able to leverage various bankruptcy laws to not only recover from your situation but come out in a better position than the one you entered in.
Paul N. Mirabelli, Esq. can help you discover if this may be the case for you. The bankruptcy law firm headed by Paul Mirabelli has brought legal solutions and rulings that have empowered countless people throughout northern New Jersey in places like Sea Bright, NJ. Doing this for over 36 years brings an excellent command of the law and the reputation that follows. So whether you face problems with your company and need a small business bankruptcy attorney or are limited to issues only in your personal life, Paul N. Mirabelli, Esq. can be of service to you.
Would you opt to put a cast on your own arm if you broke your bone? Having a qualified doctor put on the cast is not a requirement; however, unless you have the know-how, you may actually be worse off attempting something like that on your own.
Similarly, with the many intricate rules, norms, exceptions, and other complexities stemming from bankruptcy law, a bankruptcy law attorney is most likely a necessity for your financial case. It is ultimately simply a matter of whether or not you want to be successful with your case, as going it alone brings with it a much higher probability of failure than partnering with a lawyer.
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We offer legal advice and representation in several types of bankruptcy. Some include:
Chapter 7 bankruptcy is designed for you when you are in a tough spot financially. It enables you keep to important things such as houses or automobiles and can be your first step in a new financial direction. Contact us today to find out if this is true for your situation.
Chapter 11 bankruptcy is usually exercised by businesses. However, depending on your specific situation, you may be able to if you have a high amount of debt and assets. Perhaps the most beneficial aspect of chapter 11 is that you can continue working while obligations are determined in court and you pay them off.
Chapter 13 enables you to pay back debt interest-free. Beyond this, you can use it to stop a foreclosure, repossession, or your utilities from being cut off. If applicable, it can be a massively important tool in your financial recovery arsenal.
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The financial world is full of self-interested, profit-at-any-cost-driven people. Outside of finding a reliable and honest lawyer, be mindful of the following:
Insurance companies are notorious for lowballing you rather than doing what is right and paying as necessary. Once a lawyer steps in, they quickly begin singing a different song because they do not take you seriously otherwise. We have heard their song and seen their dance countless times and use our experience to get everything you deserve out of them possible.
These can be independent agencies or collection attorneys that represent creditors. Their goal is to extract, and they do it in the slimiest of ways, even if they are not the lender you originally initiated your agreement with. Do not be a victim of their schemes. We are ready to fight for you if you find yourself in a situation where you have to deal with them.
Repossession is when an entity that lends finances for another's purchase takes the item, usually something like a home, purchased because the borrower cannot make scheduled payments. Since this process does not have court proceedings, entities sometimes use this tactic illegitimately. Partner with someone who knows your rights and is willing to fight for you – Paul Mirabelli.
Like with anything, the first step is often the most difficult. However, this does not have to be the case for your finances in Sea Bright, NJ. So call us today to take the first step in your financial litigation and recovery.
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